The question below highlights two legal concepts:
(1) When you need legal advice, seek advice from lawyers who are licensed in your state; and
(2) When a court orders an ex-spouse or other party to maintain life or health insurance, obtain the policy information, and verify, verify, verify. If the party lets the policy lapse, file a motion for contempt. Relying on the honesty of the person, may leave you without coverage.
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can an ex wife collect life insurance proceeeds from deceased ex husband if she is not named beneficiary - Probate - Avvo.com
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