Sunday, February 21, 2010

Judgment Notice & Sewer Service --- What Next? (Avvo Question)


I have gotten several letters saying a judgement has been filed for credit card debt. can they seize my checking account



The credit card company cannot place a lien on your property without a judgment. If the company has a judgment, you should have received proper notice of a lawsuit.

Unfortunately, many immoral debt collectors engage in sewer service. In other words, they throw the complant and summons in the garbage and file a service affidavit. This gives the debt collector the ability to file for and obtain a default judgment.

Therefore, if you believe that you were not served as is required by law, you need to file the appropriate paperwork in a timely fashion. If you simply ignored the summons and complaint and the judgment is appropriate, the attorney can file for a lien immediately. Therefore, if you take advantage of direct deposit, you should stop it immediately. If you allow automatic debits for certain of your bills, stop it and start paying with money orders. 0 0 Questions in your practice areaQuestions in your practice areaAnswer another question
Practice Area Unanswered Questions